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Midweekpay.com text message

Yes, it can be a difficult and somewhat daunting task to apply for a loan when you don’t meet the stringent guidelines set by most lenders. With less than perfect credit, you are defined as a ‘high-risk borrower’ and are more than likely to get declined because of the lender’s ‘presumption’ that you will default on your loan repayment plan. I totally agree that this is a bit unfair, because there are good hard-working people who may have gone through some difficult financial times and just needed some help to get their personal financial life back on track. But with less than perfect credit, it has become the norm to presume the worst and if a lender decides to give you a loan, you are then put through the ringer to provide some type of collateral to secure the loan, while at the same time, being hit with a high interest rates and higher monthly payments.

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