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Job Certificate and your salary sheets are the two basic things that you require for the cash advance payday loans. These are required because ordinarily the lender will find out your eligibility for such short term loans. Your income should not normally be lower than $1,000 per month and it will be better if you have income of around $1,200 per month or more. It is also important to pay the EMI in time. Otherwise defaulting may lead you to neck deep ravine of insurmountable debt. That will be back to square one, a situation you were trying to get rid of.

Avoid mixing up

That is why it is not prudent to mix up the short term advances with other type of loans. Defaulting with other types may not hurt you as much as it hurts with the cash advance loans. They come with high interests and they are compounded as well. Defaulting will also defeat the purpose of legislations enacted by the Federal and State Governments to regulate such loans. Thus you can afford missing out the repayment installments with some long term loans but not with the short term loans. Cash advance loan can put you into debt problem just as quick as it comes to your rescue in sorting out immediate financial problems.

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