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Credit lines in the last few years have dried up because of the recession, and everyone is finding it harder to get a loan. Individuals with poor credit are having a particularly difficult time getting money, especially from banks and credit unions. For those with credit problems, however, there are other alternatives for getting emergency cash. Many people with bad credit have found ways around the big financial institutions, and you may be able to get a loan up to $5,000.

Relatives and Friends

The first place to go when faced with a financial emergency is to the people who love and trust you. With family and friends, you can count on a hand being extended to help you out in a time of need, as well as understanding repayment terms and low or no interest rates. In the event of medical emergencies, auto troubles, and any other unexpected bills, those close to you are the ones who, unlike banks and credit card companies, will understand without question.

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